Business Certificate of Deposit (CD) Rates
A Certificate of Deposit (CD) rate you can take to the bank
High-earning business savings when you don't need to access cash immediately.
An nbkc Business Certificate of Deposit (aka a CD) typically earns a higher rate than a Money Market, but you have to let your money earn for a specified amount of time.
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Our Latest Rates
Our rates are designed to help you save more money. See for yourself.
APY - annual percentage yield | Rates effective as of - September 3, 2026.1
Business CD
3.00%
6 Month Business CD2.96%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
2.75%
1 Year Business CD2.71%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
2.50%
2 Year Business CD2.47%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
2.25%
3 Year Business CD2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
2.25%
4 Year Business CD2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
2.25%
5 Year Business CD2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
The nbkc difference
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1 APY = annual percentage yield | Rates effective as of - September 3, 2026. Any withdrawal of all or part of the funds from your account prior to maturity may result in an early withdrawal penalty. Fees could reduce the earnings on the account. Minimum balance required to obtain APY is $0.01.