Our Latest Rates
Our rates are designed to help you save more money. See for yourself.
APY - annual percentage yield | Rates effective as of - September 3, 2026.1
The nbkc Everything Account
Goals Account
1.75%
All Balances1.73%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
Personal Money Market
Personal Health Saving Account
1.01%
All Balances1.00%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
Personal IRA Savings
2.00%
All Balances1.99%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
The nbkc difference
We know rates are important. That's why we offer competitive options that work for you.
We're Kansas City-proud, with satisfying services and satisfied customers nationwide.
"The bank's interest rate on checking deposit is one of the best in the nation. Love their customer support reps as well."
- Tony H.
"Great interest rate, great service and great app that continues to improve!"
- Cory O.
"Simple to use, love the interest."
- Robert B.
Good things to know
Interest rates and APY may change after account opening.
Deposits made within the first 30 days of opening a new account will be held for 5 business days before the funds are made available, and possibly up to 9 business days depending on the situation. Additional holds on deposits may occur even after the initial 30-day period, but funds are typically available the next business day.
Domestic wires
Send: $5.00/wire
Receive: free
International wires
Send or Receive: $45.00/wire
More Rates
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1 APY = annual percentage yield | Rates effective as of - September 3, 2026. APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account. Minimum balance required to obtain APY is $0.01.