With nbkc bank, you could save up to $9,147
over the typical life of your loan.*
If this is your first home, start here.
First things first: congrats, future first-time homebuyer. Second, click the link for all you need to know.
Kansas City-proud with trusted
banking solutions nationwide.
Everything you need. Nothing you don't.
Purchase
Welcome home — soon. Get the place you want with a rate you'll like.
Refinance
Is it the right time to refi your home? Maybe. Let's find out.
Home Equity
Moving? Buying a car? Just need a lil extra cash right now? We get it — and we've got you.
Get more from your mortgage.
- Award-winning service
- $5k Close-On-Time Guarantee
- Easy, all-online applications
- Transparent process
They like us. They really like us.
"I have had very good interactions with the staff at nbkc bank. I am very happy with the choice I made to go to nbkc bank."
"I would recommend nbkc to a friend; overall I find them to be a good, solid bank."
Would you like the tour?
It's good to have easy, online banking services. It's even better to have real people helping you along the way. Let's get to know each other.
Home Loan Calculator
Home Loan Calculator
Try our free online mortgage rate calculator.
Home Loan Calculator
Try our free online mortgage rate calculator.
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Your Mortgage Estimate
The interest rates shown below are based on your credit history, property type and loan amount on a 45 day lock period. The actual interest rates and fees available to you may vary and may differ from the rates displayed.
[TODO(legal) placeholder - pending counsel] The rates, APRs, and payments shown are estimates for illustration only, are not an offer, application decision, commitment to lend, or a Loan Estimate, and are not guaranteed. Annual Percentage Rate (APR) reflects the estimated cost of the loan as a yearly rate and may include interest, discount points, and certain finance charges; it may differ from the interest rate. Estimates assume a 45-day rate lock, a single-family primary residence, the loan amount, credit score, property type, and down payment you entered, and other standard underwriting assumptions; your actual rate, APR, points, fees, and monthly payment (which excludes taxes and insurance, so your total payment may be higher) depend on a complete application, verification, and market conditions. Rates are subject to change without notice. nbkc bank is an Equal Housing Lender, NMLS #[TODO(legal): confirm identifier].
*The estimated savings statement is calculated over a 5-year period utilizing interest savings. Home purchase in the state of Missouri with a Loan-To-Value of 80%, Loan amount = $400,000, Single Family, Primary Residence, FICO=780, Term=30-year conventional loan as of 10/8/2025. Average level savings of $9,147 as compared to an average of national mortgage lenders in a comparative study conducted by Curinos.com. Individual savings may vary based on credit score, Loan-To-Value, location and how long the loan remains active. This is subject to loan requirements, underwriting and approval.