Special home loan programs for our neighbors.
Mortgage payments designed with first-time and lower-income buyers in mind.
Let's make homeownership possible.
nbkc's Community Home Loan Program is designed to help first-time or low-to-moderate income homebuyers achieve their dream of owning a home. We know that the path to homeownership is not a one size fits all. Therefore, we provide a variety of homeownership financing solutions that can work for your income and credit history. Tell us your story. We will listen. And together, we will come up with a solution.
Special Financing Options
Saving for a down payment can be challenging. That's why we offer down payment assistance options.
Minimum Credit Score
Having a low credit score shouldn't stand in the way of homeownership.
Primary Residence
Our programs help ensure families have a stable and comfortable primary residence...a place to call home.
Meet Aryn
Aryn Peters is a lifelong Kansas Citian. She has a diverse background in education, real estate and community engagement. In her role, she focuses on promoting financial inclusion, with an emphasis on generating mortgages in historically underserved communities in the Kansas City area. Aryn earned her BA in Spanish from Truman State, M.Ed. from Rockhurst and Ed.S in Educational Leadership from Northwest Missouri State. Click here to learn more about Aryn.
We are a MHDC Lender
As a certified lender, we can help Missouri residents take advantage of a number of mortgage assistance programs available through the Missouri Housing Development Commission (MHDC). Some of the benefits include access to affordable interest rates as well as down payment and closing cost assistance.
Down payment assistance programs
Buying a home can feel out of reach—but it doesn't have to be. nbkc bank offers access to down payment assistance programs that help eligible buyers cover part of their upfront costs. These programs can make homeownership more affordable, especially for first-time buyers and those in qualifying income brackets. Let's explore what's available and see if you qualify.
https://www.nbkc.com/home-loans#rate-calculator.
News and Events
Home Loan Calculator
Home Loan Calculator
Try our free online mortgage rate calculator.
Home Loan Calculator
Try our free online mortgage rate calculator.
Getting your rates...
Unable to retrieve rates. Please try again.
Your Mortgage Estimate
The interest rates shown below are based on your credit history, property type and loan amount on a 45 day lock period. The actual interest rates and fees available to you may vary and may differ from the rates displayed.
[TODO(legal) placeholder - pending counsel] The rates, APRs, and payments shown are estimates for illustration only, are not an offer, application decision, commitment to lend, or a Loan Estimate, and are not guaranteed. Annual Percentage Rate (APR) reflects the estimated cost of the loan as a yearly rate and may include interest, discount points, and certain finance charges; it may differ from the interest rate. Estimates assume a 45-day rate lock, a single-family primary residence, the loan amount, credit score, property type, and down payment you entered, and other standard underwriting assumptions; your actual rate, APR, points, fees, and monthly payment (which excludes taxes and insurance, so your total payment may be higher) depend on a complete application, verification, and market conditions. Rates are subject to change without notice. nbkc bank is an Equal Housing Lender, NMLS #[TODO(legal): confirm identifier].